What we offer
Retirement plans for individuals and families
Optimize Your Personal Retirement Plan
Work With A Specialized Team To Help You Prepare For Retirement
Planning for retirement can be a very confusing, overwhelming process. Our goal is to “cut through the noise” and help you understand the options that you have in front of you. In addition, we’ll leverage our experience and knowledge to help guide you through making those decisions, and help you develop and implement plans based on your specific goals and objectives. Finally, we’ll work together to adjust those plans and realign priorities as your circumstances change over time.
Over 17 years of
retirement planning experience
Fully independent with
no product or service biases
Goals-based,
custom-tailored solutions
Our services
Investments | Tax Planning | Estate Planning | Risk Management | Future Income
Investments
A sound investment strategy is an important piece of your overall financial and retirement plan. Being fully independent and fee-based allows us to design your portfolio without you having to worry about bias in our process. We want you to be comfortable with the investment strategy we put in place, so we work hard to make sure you understand what we are recommending and why we are recommending it.
Differences
- Suitability and risk analysis
- Goals-based implementation
- Investment selection and implementation
- Ongoing review, analysis, and adjustment
Tax Planning
We want to help you reduce your lifetime tax burden. What that means is that we actively review your tax situation to help you implement strategies that both limit tax exposure this year, but also help you reduce your tax burden in the future. Accountants are great partners, and we work hand in hand with them to forward project your tax situation and make adjustments to help lower your tax exposure.
Differences
- Tax Return Review
- Coordination with lead accountant
- Strategic recommendations
- Implementation of new initiatives
Estate Planning
We believe it is our responsibility to have difficult but important conversations with our clients. It is the only way we can help them prepare for the future, and the future of their loved ones. Helping you define your legacy and how you want your estate handled when you are gone will not only provide you peace of mind by ensuring your loved ones are taken care of, but it will give them peace of mind knowing they don’t have to figure it all out on their own.
Differences
- Introduction and coordination with lead counsel
- Review of current documentation
- Needs analysis Implementation of new initiatives
- Ongoing review and maintenance
Risk Management
Protecting the assets and the people that matter most to you is vitally important. We believe that insurance is important, but that often, less is more. We do a full review of your current insurance policies, and help you determine the right type and amount of insurance you need based on your current situation and future goals.
Differences
- Review of current policies
- Analysis of need (both current and future)
- Suitability and fee analysis
- Implementation of new initiatives
Future Income
Being able to pay yourself a monthly income in retirement that will last for the rest of your life is at the core of most people’s financial goals. We want to make sure that you have peace of mind knowing that you have a specific, dollar-based plan in place. We don’t use vague formulas or percentages. We tell you, based on what you have, how much you can safely withdraw monthly in retirement. If that number isn’t enough, we work together to adjust the plan so you can gain the peace of mind you are looking for.
Differences
- Future needs analysis
- Modeling of projected outcomes
- Developing “your number”
- Goals-based strategic implementation
Optimize your individual retirement plan
Whether you are retiring today or ten years from now, we are here for you.
In addition to the services provided by our team, we will also recommend and coordinate with all third-party providers, such as estate attorneys, CPA's, and insurance providers. Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.
The latest resources
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